There are many options to finance your plastic surgery procedures that do not require collateral loans. Additionally, insurance coverage is often available for plastic surgery that is performed for aesthetic reasons that are caused by a medical condition. Most plastic surgery procedures can be quite expensive and are often not covered by insurance policies. In that event, there is typically financing available for any cosmetic surgery, plastic surgery, or non-surgical procedure performed. By offering a variety of payment options, individuals can usually choose the one that suits them best financially. Also there are credit cards that have been designed to be exclusive to health and beauty needs. Usually, they are revolving credit that allows you to finance nearly any type of cosmetic procedure. They will have monthly payment options and often require no upfront costs or penalties for prepayment payoffs.
Insurance Coverage
There are many types of reconstructive plastic and cosmetic surgeries that are performed every year on individuals who are covered by insurance policies. Many of the surgeries are performed on individuals who have abnormal body structures that are often caused by infections, disease, tumors, developmental abnormalities, and congenital defects. Sometimes, individuals experience the necessity for reconstructive plastic surgery due to normal appearance. This might include breast reconstruction after a mastectomy surgery and breast reductions where the weight of the tissue causes significant back pain and neck pain. Patients might also be covered if they receive a blepharoplasty (upper eyelid surgery) when the excessive drooping skin impairs the patient’s vision. Some patients require nasal septum repair (septoplasty) to correct breathing issues and for the removal of a skin lesion.
Finding Financing
The first place any individual should go in finding financing for their plastic surgery is their health insurance company. Many procedures are covered, including breast reduction and the reconstruction of physical deformities. If unsuccessful, they should next talk to the doctor about ways that the procedure might be performed as a surgery that is covered. Many times, if a procedure is worded properly on the insurance claim, the insurance carrier will accept it because there is a significant health benefit to the procedure. In some incidents, the patient may even be able to be reimbursed under their policy. Most finance companies that provide money for cosmetic surgical procedures offer the funds as an unsecured loan. There is usually no collateral involved, and sometimes the patient is required to have excellent credit. Finally, talk to the offices of a competent Jacksonville plastic surgeon. Many times, they have their own in-house financing, and offer interest rates ranging as low as 9%, and as high as 20% or more. There are many ways to find the funds for your plastic surgery procedure so you can finally help yourself look and feel better.
